What is Baragaño Capital and what services does it offer?
Baragaño Capital is a financial planning firm specialized in alternative investments, investment strategies starting from €20,000, and ongoing financial monitoring. We do not belong to any bank or institution; instead, we act as intermediaries with various investment providers.
How will I control my operations?
We work with various partners, each with a different operating procedure. With some, you can track your transactions through their website or app, while with others, you’ll have a contract directly with the partner.
What type of products do you work with?
All the investments we offer come from partners we’ve selected to be part of our portfolio, but they are not our own products.
Our role is to connect you with the investment provider best suited to meet your needs.
We are certified under MiFID II regulations to provide financial services. We only work with alternative, and therefore unregulated, investments.
Do I have to give you the money?
As mentioned, we are a link between the investment provider and you, therefore we will help you manage transfers, payments or other movements, but you will never have to transfer money to us.
Can I work with you even if I've never invested before?
Yes. We support both beginners and advanced users. We explain each step so you can make informed and confident decisions.
And if I start working with you, what happens next?
Fortunately, we’re not a bank branch offering a free gift with the product of the month. The strategy we design will be completely tailored to you: your goals, your current situation, and your vision for the future.
Furthermore, we’ll review it with you regularly so you can always rest assured that we’re on the right track. We know your life won’t be the same in five years, and that’s why we offer a flexible approach, designed to evolve with you.
How much do your teams costs?
Our fees depend on the type of service and the scope of the strategy we design with you.
We invoice the partners we work with, so you only need to worry about paying the corresponding taxes or expenses.
Before providing any price quote, we analyze your situation and define the most suitable approach. This way, we guarantee a transparent service, tailored to your specific needs and focused on delivering value from the very beginning.
What is the minimum investment to get started?
We offer consulting services starting from $20,000
What kind of return can I expect?
We do not talk about returns, as we do not engage in financial operations.
Our operations are based on loan agreements with a fixed interest rate estimated over a term agreed upon in the contract.
A standard operation can be signed with a target of 10% interest over 12 months.
Can I withdraw my money whenever I want?
In most cases, yes, although it depends on the specific product. In the first meeting, we detail the terms, liquidity, and conditions before investing.
Can I completely delegate my financial strategy?
You can delegate it, but you’ll always be kept informed. Our ongoing monitoring includes regular reports and meetings.
Is there any permanence?
We don’t require a long-term commitment. We want clients who stay because of trust and results, not because of a contract.
What are the follow-up meetings like?
Do you work outside of Spain?
Yes, our reach is global; we also work in emerging markets, and our offices are in Spain. If you’re in Barcelona, we can meet in person. However, as a general rule, meetings will be held via videoconference using Microsoft Teams.
Whether you’re in Madrid, Valencia, Seville, Malaga, or any other city in Spain, the sessions will take place online.
For any further questions, you can contact us via email or WhatsApp.